Can you imagine there used to be a time when you didn't have to take out a loan to buy a house? You just found yourself a piece of land you liked. And then you build a house on it. From trees you cut down with your own bare hands. Or maybe with the help of an axe.
Who has the money to buy a home ?When I think about this, I think about pa Ingalls in The Little House on the Prairie! I used to love that show. Their house was small, but they were all so happy. And they didn't have a mortgage weighing them down.
In 2010 the average house price in the USA was a whopping $272,900. I don't think there are many people out there who can fork over that many money. And that's where a home loan comes in. A mortgage. For example, people embrace home loans Rhode Island. And of course there are many more mortgage lenders out there.
It's hard not to have loansNowadays it's hard nót to get into debt. If only to get a good education. Student loans are almost a fact of life. Unless you come from filthy ritch parents. As most people, my husband and I have a mortgage too. We love our home in the country. But sometimes I dream about Pa Ingalls. And his wooden home without any mortgage... And I wonder: isn't that real freedom? Not to be encumbered by debt?
A tiny houseSome people have found a solution. They buy a tiny house. They get rid of all their clutter. And they choose to live a more simple life. I have to say, it sounds lovely. But with five kids, I'm not sure it would work for us.
But a girl can dream!
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